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	<title>Insurance Resources</title>
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	<description>Insurance information for the consumer and insurance professional</description>
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		<title>Ontario Auto Reform &#8211; Bill 198</title>
		<link>http://insuranceresource.ca/ontario-auto-reform-bill-198/</link>
		<comments>http://insuranceresource.ca/ontario-auto-reform-bill-198/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 19:56:37 +0000</pubDate>
		<dc:creator>Ron Cseh</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[accident benefits]]></category>
		<category><![CDATA[Bill 198]]></category>
		<category><![CDATA[Commercial Automobile]]></category>

		<guid isPermaLink="false">http://insuranceresource.ca/?p=271</guid>
		<description><![CDATA[Effective September 1, 2010, Bill 198 in Ontario came into effect to address the rising cost of claims.  Many of the changes were specific to accident benefits.

Medical and rehabilitation expenses has been reduced from $100,000 to $50,000
Attendant care expenses has been reduced from $76,000 to $36,000
Cargiver, housekeeping and home maintenance expenses are no longer [...]]]></description>
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		<title>Protect Your Condo From Water Damage</title>
		<link>http://insuranceresource.ca/protect-condo-from-water-damage/</link>
		<comments>http://insuranceresource.ca/protect-condo-from-water-damage/#comments</comments>
		<pubDate>Mon, 29 Mar 2010 14:28:13 +0000</pubDate>
		<dc:creator>Ron Cseh</dc:creator>
				<category><![CDATA[Condominium Insurance]]></category>
		<category><![CDATA[Loss Prevention]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[condominium insurance]]></category>
		<category><![CDATA[water damage]]></category>

		<guid isPermaLink="false">http://insuranceresource.ca/?p=259</guid>
		<description><![CDATA[Condo living is the ideal way for many Canadians to own a home – whether you’re a first-time homebuyer or looking to downsize.
Based on in-depth discussions with customers and brokers, we know that some of the most common questions condo owners have are about water damage. So this guide has been developed for condo buyers [...]]]></description>
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		<item>
		<title>Boating Safety Pre-Departure Checklist</title>
		<link>http://insuranceresource.ca/boating-safety-predeparture-checklist/</link>
		<comments>http://insuranceresource.ca/boating-safety-predeparture-checklist/#comments</comments>
		<pubDate>Sun, 28 Mar 2010 18:49:29 +0000</pubDate>
		<dc:creator>Ron Cseh</dc:creator>
				<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Boating Safety]]></category>
		<category><![CDATA[Loss Prevention]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[boating]]></category>

		<guid isPermaLink="false">http://insuranceresource.ca/?p=251</guid>
		<description><![CDATA[Be Prepared for the Unexpected &#8211; Check This List Before Every Trip
Lifejackets &#8211; Wear Them!

Carry a Canadian-approved lifejacket for everyone on board.
Make sure they are in good condition (check the zippers, buckles, fabric, seams, etc.).
Check that they are properly sized to fit each person on board.

Operator Competency &#8211; Are You Ready to Head Out on [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Travel Insurance &#8211; The best way to handle H1N1 related trip cancellations</title>
		<link>http://insuranceresource.ca/travel-insurance-handle-h1n1-related-trip-cancellations/</link>
		<comments>http://insuranceresource.ca/travel-insurance-handle-h1n1-related-trip-cancellations/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 13:53:49 +0000</pubDate>
		<dc:creator>Ron Cseh</dc:creator>
				<category><![CDATA[Travel Insurance]]></category>

		<guid isPermaLink="false">http://insuranceresource.ca/?p=247</guid>
		<description><![CDATA[The Public Health Agency of Canada has provided an important guidance on how to reduce the spread of the H1N1 flu virus on planes, trains, ferries and inter-city buses.
“Everyone has a role to play in reducing the spread of the H1N1 flu virus,” said Chief Public Health Officer, Dr. David Butler-Jones.  “If you are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Steer clear of cell phones &#8211; How taking a call while driving could raise your rates</title>
		<link>http://insuranceresource.ca/steer-clear-cell-phones-call-driving-raise-rates/</link>
		<comments>http://insuranceresource.ca/steer-clear-cell-phones-call-driving-raise-rates/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 14:46:37 +0000</pubDate>
		<dc:creator>Ron Cseh</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Commercial Automobile]]></category>
		<category><![CDATA[Loss Prevention]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[cell phone use]]></category>

		<guid isPermaLink="false">http://insuranceresource.ca/?p=241</guid>
		<description><![CDATA[First, Newfoundland and Labrador did it, followed by both Nova Scotia and Quebec. The trend to ban cell phones and hand-held devices while driving continues to make its move westward in the fall of 2009. Ontario&#8217;s Bill 118 prohibits taking or making calls while driving (along with using other hand-held or entertainment devices).
What will be [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SR&amp;ED Tax Incentive Program &#8211; A War Chest for Small and Mid-size Businesses</title>
		<link>http://insuranceresource.ca/sred-tax-incentive-program-war-chest-small-midsize-businesses/</link>
		<comments>http://insuranceresource.ca/sred-tax-incentive-program-war-chest-small-midsize-businesses/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 17:10:41 +0000</pubDate>
		<dc:creator>Ron Cseh</dc:creator>
				<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[Research & Development]]></category>

		<guid isPermaLink="false">http://insuranceresource.ca/?p=236</guid>
		<description><![CDATA[The ongoing economic recession and environmental concerns &#8211; these two issues make it more challenging for small and mid-size businesses in Canada not only to succeed, but in many cases to survive.
Did you realize that the Government of Canada developed and implemented a unique program to help small and mid-size businesses operate successfully?
The SR&#38;ED tax [...]]]></description>
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		<item>
		<title>Recreational Vehicle Tips for Awning Care</title>
		<link>http://insuranceresource.ca/recreational-vehicle-tips-awning-care/</link>
		<comments>http://insuranceresource.ca/recreational-vehicle-tips-awning-care/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 13:46:57 +0000</pubDate>
		<dc:creator>Ron Cseh</dc:creator>
				<category><![CDATA[Loss Prevention]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[recreational vehicles]]></category>

		<guid isPermaLink="false">http://insuranceresource.ca/?p=233</guid>
		<description><![CDATA[Awning incidents are the most frequent claims reported. As your leisure and lifestyle insurance specialists, here are some tips for awning care that we think will help you stay safe and avoid any inconveniences while enjoying your Recreational Vehicle.

Use a tie-down kit to help withstand sudden strong winds.
Lower one end of awning 2 to 4 [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance Issues with Oil Tanks</title>
		<link>http://insuranceresource.ca/insurance-issues-oil-tanks/</link>
		<comments>http://insuranceresource.ca/insurance-issues-oil-tanks/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 11:05:22 +0000</pubDate>
		<dc:creator>Ron Cseh</dc:creator>
				<category><![CDATA[Home Office]]></category>
		<category><![CDATA[Homeowners Insurance]]></category>
		<category><![CDATA[Tenants Insurane]]></category>
		<category><![CDATA[condominium insurance]]></category>
		<category><![CDATA[oil tanks]]></category>
		<category><![CDATA[tenants insurance]]></category>

		<guid isPermaLink="false">http://insuranceresource.ca/?p=227</guid>
		<description><![CDATA[Many homes across Canada use oil tanks as a source of heat, although oil tanks are more common in Eastern Canada. Oil tanks can be installed above ground or below ground.
Insurance Issues
Oil tanks can rust, deteriorate, and leak oil resulting in an environmental cleanup that can thousands or hundreds of thousands of dollars. Most spills [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Named Insured</title>
		<link>http://insuranceresource.ca/named-insured/</link>
		<comments>http://insuranceresource.ca/named-insured/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 21:32:39 +0000</pubDate>
		<dc:creator>Ron Cseh</dc:creator>
				<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[E&O]]></category>
		<category><![CDATA[Errors & Omissions]]></category>
		<category><![CDATA[Home Office]]></category>
		<category><![CDATA[Homeowners Insurance]]></category>
		<category><![CDATA[Professional Liability]]></category>
		<category><![CDATA[Terms & Definitions]]></category>
		<category><![CDATA[additional insured]]></category>
		<category><![CDATA[named insured]]></category>

		<guid isPermaLink="false">http://insuranceresource.ca/?p=195</guid>
		<description><![CDATA[Any person, firm or corporation designated in the policy by name as the insured, as opposed to someone who may be covered by the policy but is not specifically named. For example, the registered owner of a house would be the named insured on a home insurance policy. Members of the family while living under [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Insurance Myths</title>
		<link>http://insuranceresource.ca/home-insurance-myths/</link>
		<comments>http://insuranceresource.ca/home-insurance-myths/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 19:19:25 +0000</pubDate>
		<dc:creator>Ron Cseh</dc:creator>
				<category><![CDATA[Condominium Insurance]]></category>
		<category><![CDATA[Home Office]]></category>
		<category><![CDATA[Homeowners Insurance]]></category>
		<category><![CDATA[Tenants Insurane]]></category>
		<category><![CDATA[condominium insurance]]></category>
		<category><![CDATA[sewer backup]]></category>
		<category><![CDATA[tenants insurance]]></category>

		<guid isPermaLink="false">http://insuranceresource.ca/?p=184</guid>
		<description><![CDATA[Home insurance can be confusing. The following are some of the most common misconceptions about home insurance in Canada to help you weed through what’s fact and what’s fiction.
You have to have home insurance
Not necessarily. If you have borrowed money to buy your home, chances are your lender will require that you purchase home insurance [...]]]></description>
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