Steer clear of cell phones – How taking a call while driving could raise your rates

First, Newfoundland and Labrador did it, followed by both Nova Scotia and Quebec. The trend to ban cell phones and hand-held devices while driving continues to make its move westward in the fall of 2009. Ontario’s Bill 118 prohibits taking or making calls while driving (along with using other hand-held or entertainment devices).
What will be [...]

Posted Under: Auto Insurance, Commercial Automobile, Loss Prevention, Risk Management
This post was written by Ron Cseh on October 29, 2009 Comments (0)

Commercial Auto Insurance – Material Changes in Risk

The Ontario Court of Appeal recently confirmed that if an insured failed to disclose a material change in risk, the insurance company could reject a claim without having to void or cancel the policy.  The case involved a company with a fleet insurance policy that had employed a driver who had a record for impaired driving.  [...]

Posted Under: Business Insurance, Commercial Automobile, Contractors, Fleet Automobile
This post was written by Ron Cseh on February 4, 2009 Comments (0)