The Public Health Agency of Canada has provided an important guidance on how to reduce the spread of the H1N1 flu virus on planes, trains, ferries and inter-city buses.
“Everyone has a role to play in reducing the spread of the H1N1 flu virus,” said Chief Public Health Officer, Dr. David Butler-Jones. “If you are [...]
First, Newfoundland and Labrador did it, followed by both Nova Scotia and Quebec. The trend to ban cell phones and hand-held devices while driving continues to make its move westward in the fall of 2009. Ontario’s Bill 118 prohibits taking or making calls while driving (along with using other hand-held or entertainment devices).
What will be [...]
The ongoing economic recession and environmental concerns – these two issues make it more challenging for small and mid-size businesses in Canada not only to succeed, but in many cases to survive.
Did you realize that the Government of Canada developed and implemented a unique program to help small and mid-size businesses operate successfully?
The SR&ED tax [...]
Awning incidents are the most frequent claims reported. As your leisure and lifestyle insurance specialists, here are some tips for awning care that we think will help you stay safe and avoid any inconveniences while enjoying your Recreational Vehicle.
Use a tie-down kit to help withstand sudden strong winds.
Lower one end of awning 2 to 4 [...]
Many homes across Canada use oil tanks as a source of heat, although oil tanks are more common in Eastern Canada. Oil tanks can be installed above ground or below ground.
Insurance Issues
Oil tanks can rust, deteriorate, and leak oil resulting in an environmental cleanup that can thousands or hundreds of thousands of dollars. Most spills [...]
Any person, firm or corporation designated in the policy by name as the insured, as opposed to someone who may be covered by the policy but is not specifically named. For example, the registered owner of a house would be the named insured on a home insurance policy. Members of the family while living under [...]
Home insurance can be confusing. The following are some of the most common misconceptions about home insurance in Canada to help you weed through what’s fact and what’s fiction.
You have to have home insurance
Not necessarily. If you have borrowed money to buy your home, chances are your lender will require that you purchase home insurance [...]
If you have a professional liability (errors & omissions) policy, lapsing your policy for even one day can leave you open to a potentially devastating lawsuit down the road. Most E&O policies are written on “claims made” basis. This means that the policy covers claims that are reported druing the current policy period, even if [...]